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Policy

Terms and Condition


OVERVIEW

This website and mobile application are operated by Ovilo Corporation. Throughout the site, application, and related services, the terms “we”, “us” and “our” refer to Ovilo Corporation and the product “Ovilo Invoice”.

Ovilo Invoice offers invoicing, billing, subscription management, customer management, and related cloud-based software services (“Service”) to users conditioned upon acceptance of all terms, conditions, policies, and notices stated here.

By accessing our website, Android application, or using any part of the Service, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all the terms and conditions, you may not access or use the Service.

These Terms apply to all users including customers, browsers, merchants, and contributors of content.

We reserve the right to update or modify these Terms at any time by posting changes on our website or application. Continued use of the Service after changes are posted constitutes acceptance of those changes.

SECTION 1 – ELIGIBILITY & ACCOUNT TERMS

By using our Service, you confirm that:

* You are at least 18 years old or the age of majority in your jurisdiction.

* The information provided during registration is accurate and complete.

* You are responsible for maintaining the confidentiality of your account credentials.

* You are responsible for all activities conducted under your account.

You may not use the Service for unlawful or unauthorized purposes.

SECTION 2 – SERVICE DESCRIPTION

Ovilo Invoice is a cloud-based Software-as-a-Service (SaaS) platform accessible through:

* Web application

* Android mobile application

* Related APIs and integrations

Features may include:

* Invoice creation

* Quotation management

* Expense tracking

* Subscription billing

* Customer and vendor management

* Analytics and reporting

* Payment integrations

* Cloud synchronization

We may add, modify, suspend, or discontinue features at any time.

SECTION 3 – SUBSCRIPTIONS & BILLING

Certain features require a paid subscription.

Subscription Terms

* Plans may be billed monthly or annually.

* Pricing is displayed before purchase.

* Taxes may apply depending on your region.

* Subscriptions automatically renew unless cancelled before the renewal date.

Cancellation

Users may cancel subscriptions anytime through:

* Website dashboard

* Google Play Store (for Android subscriptions)

Cancellation prevents future billing but does not retroactively refund prior payments.

Failed Payments

We reserve the right to suspend or restrict access for failed or overdue payments.

SECTION 4 – GOOGLE PLAY & ANDROID APP PURCHASES

For purchases made through the Android application:

* Payments may be processed through Google Play Billing.

* Subscription management and cancellations may be handled through your Google account.

* Google Play refund policies may also apply where required.

We are not responsible for billing disputes handled directly by Google Play.

SECTION 5 – PAYMENT PROCESSING

Payments may be securely processed through third-party payment providers including:

* Razorpay

* Google Play Billing

* Other authorized payment gateways

We do not store full credit/debit card information on our servers.

Payment processors handle transactions according to PCI-DSS security standards.

For Razorpay policies, please visit:

Razorpay Terms & Policies

SECTION 6 – USER CONTENT & DATA


You retain ownership of the invoices, customer records, business information, and other data you upload to Ovilo Invoice.

By using the Service, you grant us limited permission to:

* Store data securely

* Process data for application functionality

* Generate analytics and reports

* Improve platform performance

You are responsible for ensuring that uploaded data complies with applicable laws.

SECTION 7 – PROHIBITED USES

You agree not to:

* Use the Service for illegal activities

* Upload malware, viruses, or harmful code

* Attempt unauthorized access to systems

* Reverse engineer or exploit the platform

* Abuse APIs or infrastructure

* Use automated scraping tools

* Violate intellectual property rights

* Upload fraudulent or misleading information

Violation may result in account suspension or termination.

SECTION 8 – THIRD-PARTY SERVICES

Our Service may integrate with third-party services including payment gateways, analytics providers, cloud hosting providers, and communication platforms.

We are not responsible for third-party services, policies, or content.

Users should review third-party terms independently.

SECTION 9 – SERVICE AVAILABILITY

We strive to maintain uninterrupted service but do not guarantee:

* Continuous uptime

* Error-free functionality

* Complete compatibility with all devices

Maintenance, outages, or technical interruptions may occur.

SECTION 10 – ANALYTICS & PERFORMANCE MONITORING

We may use analytics and monitoring tools to improve performance, including:

* App crash reporting

* Usage analytics

* Device diagnostics

* Feature usage tracking

* Performance optimization

Collected analytics data is used to improve the user experience and platform reliability.

SECTION 11 – DISCLAIMER OF WARRANTIES

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee that:

* The Service will always be uninterrupted

* Data loss will never occur

* Errors will always be corrected immediately

* Results obtained will always be accurate

Use of the Service is at your own risk.

SECTION 12 – LIMITATION OF LIABILITY

To the maximum extent permitted by law, Ovilo Corporation shall not be liable for:

* Indirect or consequential damages

* Loss of profits or revenue

* Business interruption

* Data loss

* Subscription losses

* Device or software issues arising from Service usage

Our total liability shall not exceed the amount paid by you for the Service in the previous 12 months.

SECTION 13 – TERMINATION

We may suspend or terminate accounts if users:

* Violate these Terms

* Abuse the platform

* Engage in fraudulent activity

* Fail to pay subscription fees

You may stop using the Service at any time.

SECTION 14 – GOVERNING LAW

These Terms shall be governed by the laws of India.

Jurisdiction shall be subject to courts located in Gondia, Maharashtra, India.

SECTION 15 – CONTACT INFORMATION

For questions regarding these Terms:

📧 hello@ovilocorp.com

🌐 Ovilo Corporation

Privacy Statement


PRIVACY POLICY

SECTION 1 – INFORMATION WE COLLECT

When you use Ovilo Invoice, we may collect the following information:

Account Information

* Name

* Email address

* Phone number

* Business details

* Billing address


Invoice & Business Data

* Customer details

* Vendor details

* Invoice records

* Payment information

* Financial transaction records


Device & App Information

For Android app users, we may collect:

* Device model

* Operating system version

* IP address

* App version

* Device identifiers

* Crash logs

* Usage analytics


Automatically Collected Data

We may automatically collect:

* Browser information

* Login timestamps

* Cookies and session identifiers

* Diagnostic and performance data

SECTION 2 – HOW WE USE YOUR INFORMATION

We use collected information to:

* Provide invoicing and billing services

* Process subscriptions and payments

* Authenticate users

* Improve app functionality

* Provide customer support

* Send important service notifications

* Monitor app performance and analytics

* Prevent fraud and abuse

* Comply with legal obligations

SECTION 3 – ANDROID APP DATA COLLECTION

Our Android application may collect limited technical and analytics information for:

* Crash reporting

* App stability improvements

* Usage analytics

* Subscription verification

* Security and fraud prevention

The app does not access sensitive device content unless explicitly required and permitted by the user.

SECTION 4 – PAYMENT HANDLING

Payments are securely processed through third-party payment providers including:

* Razorpay

* Google Play Billing

We do not store complete card details on our servers.

Payment processors comply with PCI-DSS security standards.

For payment provider policies:

Razorpay Privacy Policy

Google Play Billing Policies

SECTION 5 – SUBSCRIPTION HANDLING

Subscriptions purchased through:

Website

Managed through our billing system and payment partners.

Android Application

Managed through Google Play subscriptions.

Users can:

* Upgrade plans

* Downgrade plans

* Cancel subscriptions

* View billing history

Subscription access remains active until the billing period ends.

SECTION 6 – ANALYTICS & CRASH REPORTING

We may use analytics tools and crash reporting systems to improve the Service.

Collected analytics may include:

* App usage patterns

* Device information

* Performance diagnostics

* Error logs

* Session activity

This information helps improve stability, security, and user experience.

SECTION 7 – DATA SECURITY

We implement industry-standard security measures including:

* Encrypted communication (HTTPS/SSL)

* Secure authentication systems

* Access controls

* Protected cloud infrastructure

However, no method of transmission or storage is 100% secure.

SECTION 8 – COOKIES & SESSION DATA

We use cookies and session technologies to:

* Maintain login sessions

* Improve user experience

* Remember preferences

* Analyze usage patterns

Users may disable cookies in browser settings, though some features may not function properly.

SECTION 9 – THIRD-PARTY SERVICES

We may use third-party services including:

* Payment gateways

* Analytics providers

* Cloud hosting services

* Email communication providers

These providers may process data according to their own privacy policies.

SECTION 10 – DATA RETENTION

We retain user data only as long as necessary for:

* Service delivery

* Legal compliance

* Billing and accounting

* Security and fraud prevention

Users may request deletion of account data subject to legal obligations.

SECTION 11 – USER RIGHTS

Users may request to:

* Access personal information

* Correct inaccurate data

* Delete account information

* Withdraw consent where applicable

Requests may be submitted via email.

SECTION 12 – CHILDREN’S PRIVACY

Ovilo Invoice is not intended for children under 13 years of age.

We do not knowingly collect personal information from children.

SECTION 13 – INTERNATIONAL ACCESS

Ovilo Invoice may be accessed globally.

Users are responsible for compliance with local laws and tax regulations applicable in their jurisdiction.

SECTION 14 – CHANGES TO THIS POLICY

We may update this Privacy Policy periodically.

Updated versions will be posted on our website and application.

Continued use of the Service after updates constitutes acceptance of the revised policy.

SECTION 15 – CONTACT INFORMATION

For privacy-related questions or requests:

📧 hello@ovilocorp.com

🌐 Ovilo Corporation

📍 Plot No 19-20, Marartoli, Infront of Krida Sankul, Gondia, Maharashtra, India – 441614

Refund Policy


💳 REFUND POLICY

Ovilo Invoice is a cloud-based Software-as-a-Service (SaaS) platform. No physical products are shipped.

Refund Eligibility

Refund requests must be submitted within 7 days of initial purchase.

Eligible refunds apply only if:

* The request is within the refund window

* No excessive usage or abuse is detected

* Terms of Service were not violated

* It is the first purchase unless otherwise stated

Renewal payments are generally non-refundable unless caused by technical or billing errors.

Non-Refundable Items

The following are non-refundable:

* Trial plans

* Free subscriptions

* Custom development work

* Enterprise onboarding/setup fees

* Promotional or discounted plans

* Accounts suspended for violations

Refund Processing

Approved refunds will:

* Be issued to the original payment method

* Typically process within 5–10 business days

* Result in account downgrade or suspension after completion

Subscription Cancellations

Users may cancel subscriptions anytime.

Access remains active until the current billing cycle ends.

No partial refunds are provided for unused time.

Google Play Refunds

For subscriptions purchased through Google Play:

* Refunds may also be subject to Google Play policies

* Users may need to request refunds directly through Google Play

Contact

📧 hello@ovilocorp.com

Digital Delivery & Access Policy


DIGITAL DELIVERY POLICY

Ovilo Invoice is a digital cloud-based software platform.

No physical products are shipped.

Account Activation

After successful registration and payment confirmation:

* Accounts are usually activated within minutes

* Confirmation emails are sent automatically

* In rare cases activation may take up to 24 hours

Subscription Access

Users receive access based on the selected plan.

Features may vary by subscription tier.

No Physical Shipping

Since Ovilo Invoice is a digital service:

* No shipping charges apply

* No courier services are involved

* No physical returns exist

* No customs or import duties apply

Support Services

Support may include:

* Account assistance

* Billing support

* Technical troubleshooting

* Onboarding help

Support availability may depend on subscription plans.

International Access

The Service may be accessed globally through supported internet-enabled devices.

Contact Information

📧 hello@ovilocorp.com

🌐 Ovilo Corporation